Fact Sheet - Understanding Wealth Creation

Reviewed November 3, 2026. Figures are for 2026 unless stated otherwise.

There are many ways to create wealth.

One of the most common strategies is investing regularly in a retirement saving plan. Some of the typical strategies in retirement planning might include the buying and selling of securities, mutual funds, ETFs as well as portfolio diversification and tactical asset allocation.

Most of these strategies involve some degree of risk. For example, diversification could decrease the risk of loss in a portfolio, but depending on the asset classes chosen, a sudden market correction could negatively impact overall returns. Market timing is perhaps one of the riskiest strategies as well.

The INTEGRIS PPP® offers specific ways of creating wealth that don't depend on market performance. The most common are listed below:

Many of these drivers of value don't rely on stock market returns and generate larger tax refunds or new flows of monies for the pension fund or its corporate sponsor. While taking risks to chase returns is a strategy followed by many, PPP® clients can take on less market risk and still build wealth through the tax advantages a registered pension plan offers.