Tax Efficient Retirement Income Planning

Course Price: $895
Provided By: Knowledge Bureau

This course marries tax and financial planning competencies in order to help clients adequately fund tax-efficient income requirements by accumulating, growing, preserving and transitioning wealth through three phases of retirement—pre-retirement, in-retirement and post-retirement.

This course allows advisors to develop a consistent process for multi-generational planning that looks at tax efficiency of both income and capital left for spouses and heirs, using cutting edge tools to predict how sustainable savings will be and what can be done through income averaging, income splitting and tax deferral.

Enroll Today
Have a question or want to learn more? Call 1-866-953-4769


The leading-edge program is designed to provide structure and process for advisors interested in specializing in tax-efficient retirement income planning. This is a skillset in great demand by the baby boomer demographic—the most affluent generation in our history—who seek credible, expert solutions to their complex retirement planning requirements, and view tax erosion as the biggest threat to their wealth. In fact, with recent tax changes that introduce a high-income tax bracket, this is true.

What You'll Learn

This course covers a holistic retirement income planning process. You will acquire the knowledge to do a proper assessment of client vision and goals for retirement and engage them in a consistent process for addressing the three trigger questions that cause financial decision-making—life, financial, and economic events.

You'll establish a strategic “real wealth management plan” based on client needs for tax efficient income as well as after-tax capital preservation, growth and transition. You'll plan a 20-year retirement income strategy that minimizes capital encroachment in order to preserve as much savings as possible for uncertain futures, but in addition, averages down taxes on many layers of income sources that will be earned by a couple in retirement.

Through a variety of Advisor Think Tanks and case studies, you will demonstrate the customization of a retirement income plan and responses to specific questions pre-retirees have, like do I have enough?; when should I take my CPP pension benefit?; and what should I do with my severance package?

Image of laptop ready for online course

Course Content

Chapter 1
Methodology: Tax-Efficient Retirement Income Planning
Chapter 2
First Steps: Helping Clients Envision the Plan
Chapter 3
Tax Changes Relating to Retirees
Chapter 4
Managing Government Income Sources
Chapter 5
Managing Canada Pension Plan
Chapter 6
Planning with Tax-Assisted, Self-Funded Sources
Chapter 7
Foreign Pensions and Non-Registered Accounts
Chapter 8
Tax-Efficient Retirement Income Planning for Employees Part 1
Chapter 9
Tax-Efficient Retirement Income Planning for Employees Part 2
Chapter 10
Planning for Post-Retirement and Survivors
Enroll Today
Have a question or want to learn more? Call 1-866-953-4769

What's Included

Personal course selection consultation
Virtual campus orientation
Lesson and study plans
Personal instructor email support
Comprehensive Knowledge Journal
EverGreen Online Research Library
Knowledge Bureau calculators
Testing and certification
CE/CPD accreditation

Work towards the MFA™ Designation

The Tax Efficient Retirement Income Planning is 1 of 6 courses needed for the MFA (Retirement & Succession Services Specialist Designation)