The PPP® course is now core curriculum for Knowledge Bureau's retirement designation
Knowledge Bureau™, one of Canada's most respected financial education institutes, now lists Personal Pension Planning for Business Owners as the fifth course in its DMA™ Retirement Income Services Specialist designation. In other words, advisors and tax professionals working toward Knowledge Bureau's retirement income credential now complete dedicated training on pension solutions for incorporated business owners — the discipline at the heart of the Personal Pension Plan (PPP®).
Why this matters
For years, retirement planning education for Canadian advisors centred almost exclusively on RRSPs, TFSAs and, at the margins, the Individual Pension Plan (IPP). Registered pension solutions for owner-managers were treated as a specialty topic — interesting, but optional.
Making pension planning part of the core curriculum of a national designation changes that. It recognizes what INTEGRIS has argued since 2011: for incorporated professionals and business owners, pension legislation is one of the most powerful and underused tools in Canadian tax and retirement planning, particularly since the federal rules on passive investment income inside a CCPC took effect.
Advisors who earn the designation will now be equipped to answer questions like:
- When does a registered pension plan outperform an RRSP for an owner-manager?
- How can pension surplus support intergenerational wealth transfer within a family company?
- What creditor and bankruptcy protections does pension legislation offer that RRSPs cannot?
- How does a combination plan improve on a traditional IPP?
About the course
The course was created for Knowledge Bureau by INTEGRIS CEO Jean-Pierre Laporte, a pension lawyer, together with portfolio manager Mark Taucar. It is delivered online, is self-paced, and qualifies for Knowledge Bureau continuing education credits.
You can read the full syllabus and enrol through our course page, or view the listing directly on Knowledge Bureau's website.
A milestone for the PPP®
Credential bodies set their curricula around what practitioners genuinely need to know. Knowledge Bureau's decision is third-party recognition that fluency in personal pension planning is no longer optional for advisors serving incorporated Canadians — and that the PPP® has moved from innovation to mainstream practice.
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INTEGRIS Pension Management Corp. has developed many business relationships with firms in the Canadian financial services industry over the past 8 years. Some are large investment management firms, insurance companies, or accounting firms. Sometimes we come across niche service providers that fill a particular need for our clients outside of our core area of expertise.