Personal Pension Plan™ for APCC Members

INTEGRIS Personal Pension Plan is a Canadian tax-savings solution for incorporated independent contractors looking for a better way of saving for their retirement. As compared to an RRSP, the pension solution allows up to 60% greater tax deferred compounding until the individual retires.

Why own this solution?

Features INTEGRIS™
Maximum Annual Contribution Limit $ 27,230 - $ 44,731* $ 26,500
Flexibility to Choose Contribution Options (Defined Benefit or Defined Contribution) Yes No
Fiduciary Oversight Yes No
Broader Investment Options Yes No
Robust Creditor Protection Yes No**
Tax Deductible Administration & Investment Management Fees Yes No
HST 33% Credit Refund Yes No
Deduction of Interest on Borrowing Yes No
Full Service Administration Yes No
Ability to Make Additional Tax Deductible Contributions During Market Volatility Yes No
* Increased Contribution levels are dependent on age of plan member.
** RRSP may be protected by Provincial legislation.

Access Benefit

To get more information on Personal Pension Plans™ or to speak with your benefit representative, please contact Adrian Reynolds at INTEGRIS Pension Management Corp. Please mention that you are an APCC member.
Or, complete and send the information below.

Program Representative

Adrian Reynolds
INTEGRIS Pension Management Corp.