[{"data":1,"prerenderedAt":48},["ShallowReactive",2],{"/blog/why-integris-is-not-a-prpp-pooled-registered-pension":3,"/blog/why-integris-is-not-a-prpp-pooled-registered-pension-surround":38},{"id":4,"title":5,"body":6,"description":12,"extension":24,"meta":25,"navigation":33,"path":34,"seo":35,"stem":36,"__hash__":37},"blog/blog/why-integris-is-not-a-prpp-pooled-registered-pension.md","Why INTEGRIS is not a PRPP (Pooled Registered Pension Plan)?",{"type":7,"value":8,"toc":19},"minimark",[9,13,16],[10,11,12],"p",{},"The federal government has recently adopted legislation creating yet another new type of pension vehicle, the Pooled Registered Pension Plan.",[10,14,15],{},"INTEGRIS is NOT a PRPP. PRPPs are basically a locked-in RRSP invested by plan members. Under a PRPP the employer does not have any obligation to contribute.",[10,17,18],{},"The tax limits under the PRPP are the same as those applicable to RRSPs (in other words, inferior to those applicable to INTEGRIS.) Moreover, in the event of a decline in stock markets, there is no ability under a PRPP to make additional tax-deductible contributions to replenish the pension fund - INTEGRIS does. PRPPs are designed to assist small companies with modestly-paid employees who have not been saving for retirement through a tax-assisted plan. On the other hand, INTEGRIS is built for owner-operators and incorporated professionals who need a robust pension comparable to the pensions paid to teachers and civil servants.",{"title":20,"searchDepth":21,"depth":22,"links":23},"",1,2,[],"md",{"uid":26,"type":27,"date":28,"author":29,"cover_image":30,"cover_image_credit":29,"hide_call_to_action_button":29,"cover_image_css_classes":29,"meta_title":29,"meta_description":29,"original_posted_date":29,"tags":31,"category":32},"why-integris-is-not-a-prpp-pooled-registered-pension","post","2012-08-08",null,"/uploads/why-integris-is-not-a-prpp-pooled-registered-pension-cover-image.jpg",[32],"Pension 101",true,"/blog/why-integris-is-not-a-prpp-pooled-registered-pension",{"title":5,"description":12},"blog/why-integris-is-not-a-prpp-pooled-registered-pension","dC_1So9iaLpIk2WvKj0BYnPD9TISdRE837toL3YW6ms",[39,44],{"title":40,"path":41,"stem":42,"description":43,"children":-1},"What’s taxed and what’s not – Canadian Government Assistance Programs","/blog/whats-taxed-and-whats-not--canadian-government-assistance1/","blog/whats-taxed-and-whats-not--canadian-government-assistance1","INTEGRIS Pension Management Corp. has developed many business relationships with firms in the Canadian financial services industry over the past 8 years. Some are large investment management firms, insurance companies or accounting firms. Sometimes we come across niche service providers that fill a particular need for our clients outside of our core area of expertise.",{"title":45,"path":46,"stem":47,"description":20,"children":-1},"Why pension plan could be a lifeline for high-net-worth families","/blog/why-pension-plan-could-be-a-lifeline-for-high-net-worth/","blog/why-pension-plan-could-be-a-lifeline-for-high-net-worth",1785879042012]